Wealthfront Balance Sheet Health
Financial Health criteria checks 4/6
Wealthfront has a total shareholder equity of $619.9M and total debt of $5.1M, which brings its debt-to-equity ratio to 0.8%. Its total assets and total liabilities are $1.8B and $1.2B respectively.
Key information
0.83%
Debt to equity ratio
US$5.12m
Debt
| Interest coverage ratio | n/a |
| Cash | US$453.31m |
| Equity | US$619.86m |
| Total liabilities | US$1.16b |
| Total assets | US$1.78b |
Recent financial health updates
Recent updates
WLTH: Higher Margin Outlook And Buybacks May Support Re rating
The updated analyst price target for Wealthfront has shifted from about $16.17 to roughly $12.33 as analysts factor in lower revenue growth assumptions, a higher future P/E, and more cautious views on fee rates, mortgage volumes, and crypto related activity. These factors are partly offset by expectations for stronger profit margins and a slightly lower discount rate.Why Wealthfront Looks Like A Steal At 10x Free Cash Flow
Summary Wealthfront operates a high-margin, automated robo-advisory platform with nearly $100 billion in AUM and strong user retention. Recent margin compression stems from AUM shifting to lower-fee products and investments in a home lending launch, which I expect will be temporary. WLTH trades at ~10x free cash flow, significantly below peers, offering a compelling entry point as margins and AUM growth are poised to re-accelerate. I initiate a Buy rating, citing disciplined capital allocation, high gross margins, and long-term EPS growth potential despite competitive risks. Read the full article on Seeking Alpha
WLTH: Cautious Fee And Mortgage Assumptions Will Shape Balanced Risk Reward
Wealthfront's updated analyst price target has shifted to $10.00 from $12.00. This reflects analysts' more cautious assumptions on revenue growth, fee rates, and mortgage volumes, along with modest tweaks to the discount rate and future P/E expectations.
WLTH: Platform Investment And Custodial Expansion Will Support Long Term Upside
Wealthfront's updated analyst price target has edged lower by about $3 to reflect a reduced fair value estimate and slightly softer assumptions for revenue growth, profit margins, and future P/E. Analysts are factoring in Q1 earnings, ongoing platform investments, lower fee rates, and a slower mortgage ramp in a volatile macro and interest rate backdrop.Digital Native Client Base And Automation Will Drive Long Term Upside Potential
Catalysts About Wealthfront Wealthfront is a digital wealth platform that uses automation to provide cash management, investing and home lending products at low cost to individual clients. What are the underlying business or industry changes driving this perspective?Narrow Digital Native Focus And Fee Compression Will Challenge Growth Yet Long Term Potential Remains
Catalysts About Wealthfront Wealthfront is a digital financial services company that provides automated cash management, investing and home lending products to help clients turn savings into long term wealth. What are the underlying business or industry changes driving this perspective?Digital Native Client Base And Product Expansion Will Drive Long Term Earnings Power
Catalysts About Wealthfront Wealthfront is a digital wealth management platform that offers automated investing, cash management and home lending to primarily younger, tech-focused clients. What are the underlying business or industry changes driving this perspective?Financial Position Analysis
Short Term Liabilities: WLTH's short term assets ($1.7B) exceed its short term liabilities ($1.2B).
Long Term Liabilities: WLTH's short term assets ($1.7B) exceed its long term liabilities ($5.9M).
Debt to Equity History and Analysis
Debt Level: WLTH has more cash than its total debt.
Reducing Debt: Insufficient data to determine if WLTH's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: WLTH's debt is well covered by operating cash flow (2829.9%).
Interest Coverage: Insufficient data to determine if WLTH's interest payments on its debt are well covered by EBIT.
Balance Sheet
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/14 18:13 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/07/31 |
| Annual Earnings | 2026/01/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Wealthfront Corporation is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Citizens JMP Securities, LLC |
| Devin Ryan | Citizens JMP Securities, LLC |
| James Yaro | Goldman Sachs |