Finance of America Companies Past Earnings Performance
Past criteria checks 0/6
Finance of America Companies's earnings have been declining at an average annual rate of -15.4%, while the Diversified Financial industry saw earnings growing at 11.8% annually. Revenues have been declining at an average rate of 44.8% per year.
Key information
-15.40%
Earnings growth rate
-3.12%
EPS growth rate
| Diversified Financial Industry Growth | 6.15% |
| Revenue growth rate | -44.80% |
| Return on equity | -3.21% |
| Net Margin | -0.084% |
| Last Earnings Update | 30 Sep 2025 |
Recent past performance updates
Recent updates
Finance of America: Near-Term Expectations Need Moderation, Long-Term Outlook Hard To Ignore
Sep 14Finance of America's Turnaround Is In Full Progress
Mar 13
Home Equity Boom Overshadowed By Analysts' Grim Revenue And Margin Predictions
Innovative retirement products targeting the senior demographic and HomeSafe Second expansion are set to drive revenue growth through home equity opportunities.Industry Analysts Just Made A Massive Upgrade To Their Finance of America Companies Inc. (NYSE:FOA) Revenue Forecasts
Jun 02
These Analysts Think Finance Of America Companies Inc.'s (NYSE:FOA) Sales Are Under Threat
Aug 17Finance of America to sell its commercial lending business to Roc Capital
Feb 21Finance of America surges after deal to acquire assets of American Advisors
Dec 07Finance of America Non-GAAP EPS of -$0.10, revenue of $71.1M
Nov 09The Consensus EPS Estimates For Finance Of America Companies Inc. (NYSE:FOA) Just Fell A Lot
Aug 11Finance Of America Companies Inc. (NYSE:FOA) Analysts Just Trimmed Their Revenue Forecasts By 16%
May 12Revenue & Expenses Breakdown
How Finance of America Companies makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 25 | 318 | 0 | 234 | 0 |
| 30 Jun 25 | 528 | 92 | 230 | 0 |
| 31 Mar 25 | 429 | 55 | 228 | 0 |
| 31 Dec 24 | 338 | 17 | 235 | 0 |
| 30 Sep 24 | 720 | 174 | 249 | 0 |
| 30 Jun 24 | 359 | -8 | 275 | 0 |
| 31 Mar 24 | 168 | -108 | 295 | 0 |
| 31 Dec 23 | 234 | -61 | 289 | 0 |
| 30 Sep 23 | 23 | 350 | 190 | 0 |
| 30 Jun 23 | 56 | 310 | 201 | 0 |
| 31 Mar 23 | 148 | 238 | 238 | 0 |
| 31 Dec 22 | 53 | 199 | 286 | 0 |
| 30 Sep 22 | 371 | -672 | 690 | 0 |
| 30 Jun 22 | 865 | -546 | 1,000 | 0 |
| 31 Mar 22 | 1,275 | -487 | 1,275 | 0 |
| 31 Dec 21 | 1,736 | -372 | 1,542 | 0 |
| 30 Sep 21 | 1,892 | 175 | 1,562 | 0 |
| 30 Jun 21 | 2,043 | 400 | 1,518 | 0 |
| 31 Mar 21 | 2,120 | 665 | 1,437 | 0 |
| 31 Dec 20 | 1,800 | 518 | 1,274 | 0 |
| 30 Sep 20 | 1,511 | 378 | 1,130 | 0 |
| 30 Jun 20 | 1,179 | 170 | 1,001 | 0 |
| 31 Mar 20 | 898 | 24 | 864 | 0 |
| 31 Dec 19 | 892 | 54 | 818 | 0 |
| 31 Dec 18 | 789 | 32 | 734 | 0 |
| 31 Dec 17 | 778 | 53 | 715 | 0 |
Quality Earnings: FOA is currently unprofitable.
Growing Profit Margin: FOA is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FOA is unprofitable, and losses have increased over the past 5 years at a rate of 15.4% per year.
Accelerating Growth: Unable to compare FOA's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: FOA is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (9.1%).
Return on Equity
High ROE: FOA has a negative Return on Equity (-3.21%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/06 22:52 |
| End of Day Share Price | 2025/11/06 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Finance of America Companies Inc. is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ryan Nash | Goldman Sachs |
| James Faucette | Morgan Stanley |
| Stephen Laws | Raymond James & Associates |