CNO Financial Group (CNO) Stock Overview
Through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 2/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
CNO Community Fair Values
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Analyst Price Targets
CNO Financial Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$55.21 |
| 52 Week High | US$57.59 |
| 52 Week Low | US$38.22 |
| Beta | 0.81 |
| 1 Month Change | 3.16% |
| 3 Month Change | 7.29% |
| 1 Year Change | 39.42% |
| 3 Year Change | 131.29% |
| 5 Year Change | 136.95% |
| Change since IPO | 153.84% |
Recent News & Updates
Seeking Alpha • Aug 21
CNO Financial: Operating Momentum Is Strong, But Valuation Looks Full
Summary CNO Financial Group demonstrates robust operating growth, with Q2 2026 revenues up 11.6% and EPS surging 45% to $1.33. Management raised 2026 EPS guidance to $4.60–$4.80, reflecting continued momentum in Medicare Supplement and workplace benefits segments. CNO trades at a premium valuation: 18.4x GAAP P/E and 1.9x P/B, both above historical and peer averages, limiting further multiple expansion. Further share price appreciation hinges on sustaining or accelerating profit growth, as the current valuation leaves a reduced safety margin. Read the full article on Seeking Alpha
Narrative Update • Aug 05
CNO: Raised Guidance And Buybacks Will Support A Balanced Outlook
Analysts have modestly raised their price target on CNO Financial Group from $51.75 to $53.50, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E multiples. What’s in the News for CNO Financial Group CNO Financial Group reported strong Q2 2026 results, with operating earnings per share up 45% and full year 2026 operating EPS guidance raised 8% at the midpoint.Recent updates
Seeking Alpha • Aug 21
CNO Financial: Operating Momentum Is Strong, But Valuation Looks Full
Summary CNO Financial Group demonstrates robust operating growth, with Q2 2026 revenues up 11.6% and EPS surging 45% to $1.33. Management raised 2026 EPS guidance to $4.60–$4.80, reflecting continued momentum in Medicare Supplement and workplace benefits segments. CNO trades at a premium valuation: 18.4x GAAP P/E and 1.9x P/B, both above historical and peer averages, limiting further multiple expansion. Further share price appreciation hinges on sustaining or accelerating profit growth, as the current valuation leaves a reduced safety margin. Read the full article on Seeking AlphaNarrative Update • Aug 05
CNO: Raised Guidance And Buybacks Will Support A Balanced Outlook
Analysts have modestly raised their price target on CNO Financial Group from $51.75 to $53.50, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E multiples. What’s in the News for CNO Financial Group CNO Financial Group reported strong Q2 2026 results, with operating earnings per share up 45% and full year 2026 operating EPS guidance raised 8% at the midpoint.Narrative Update • Jul 13
CNO: Record Highs And Dividend Growth Will Frame A Measured Outlook
Analysts have nudged their price target on CNO Financial Group higher from $49.50 to $51.75, citing updated fair value estimates, a slightly lower discount rate, modestly adjusted revenue growth expectations, and a higher future P/E assumption as key drivers of the change. What's in the News for CNO Financial Group CNO Financial Group stock recently reached new all time highs, trading in a range from $48.66 to $53.34, with recent price action linked to strong Q1 2026 results and analyst upgrades.Narrative Update • Jun 26
CNO: Highs, Buybacks And Dividend Increases Will Shape A Balanced Outlook
Analysts have maintained their $49.50 price target for CNO Financial Group, making only minor adjustments to assumptions around the discount rate, long term revenue growth, profit margins and future P/E that fine tune rather than significantly change their valuation view. What’s in the News for CNO Financial Group CNO Financial Group stock reached a new all time high of $51.23 after the company reported financial results for Q1 2026 that exceeded analyst expectations on both earnings per share and revenue, according to recent news reports.Narrative Update • Jun 11
CNO: Highs, Buybacks And Dividend Growth Will Support A Measured Outlook
Analysts have adjusted their price target on CNO Financial Group from $48.25 to $49.50, citing updated assumptions related to discount rates, fair value estimates, and future P/E expectations. What's in the News CNO Financial Group stock set an all time high of US$48.66 after reporting first quarter 2026 financial results that were stronger than analyst expectations for both earnings per share and revenue.Narrative Update • May 28
CNO: Steady Buybacks And Dividend Increases Will Support A Balanced Outlook
Analysts have nudged their price target on CNO Financial Group higher to $48.25 from $47.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. What's in the News CNO Financial Group's board approved a $0.01 increase in the quarterly dividend to $0.18 per share.Narrative Update • May 09
CNO: Steady Buybacks And Dividend Increases Will Support A Balanced Outlook
Analysts have raised their price target for CNO Financial Group from $46.00 to $47.50, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E that slightly adjust their view of the stock's valuation profile. What's in the News CNO Financial Group's Board of Directors approved a $0.01 per share increase in the quarterly dividend, bringing it to $0.18 per share on common stock.Narrative Update • Apr 22
CNO: Share Repurchases And Slightly Softer Margins Will Shape A Balanced Outlook
Analysts have nudged their price target on CNO Financial Group slightly lower to $46 from $47, citing modestly softer assumptions around profit margin and future P/E, which are only partly offset by a small adjustment in the discount rate. What's in the News CNO Financial Group repurchased 1,471,754 shares from October 1, 2025 to December 31, 2025, representing 1.54% of its shares, for a total of $59.99 million (Key Developments).Narrative Update • Apr 06
CNO: Ongoing Share Repurchases Will Support An Undervalued 2025 Outlook
Analysts have adjusted their price target on CNO Financial Group slightly lower to $47. This reflects updated assumptions around fair value, discount rate and future P/E that are now a touch more conservative than before.Narrative Update • Mar 20
CNO: Ongoing Share Repurchases Will Support An Undervalued 2025 Outlook
Analysts kept their $48.00 price target for CNO Financial Group unchanged, citing consistent assumptions regarding the discount rate, revenue growth, profit margin, and forward P/E as the basis for maintaining their view. What's in the News From October 1, 2025 to December 31, 2025, CNO Financial Group repurchased 1,471,754 shares, representing 1.54% of its shares, for US$59.99 million under its ongoing buyback program (Key Developments).Narrative Update • Mar 04
CNO: Ongoing Share Repurchases Will Support An Undervalued 2025 Outlook
Analysts have nudged their price target for CNO Financial Group to $48.00, reflecting updated views on discount rates, revenue growth assumptions, profit margins, and future P/E expectations. What's in the News From October 1, 2025 to December 31, 2025, CNO Financial Group repurchased 1,500,000 shares for US$60 million, representing 1.57% of the company.Narrative Update • Feb 17
CNO: Share Repurchases And Steady Margins Will Support An Undervalued 2025 Outlook
Analysts have raised their price target on CNO Financial Group from $47.25 to $48.00, citing updated assumptions around discount rates, revenue trends, profit margins, and future P/E levels. What's in the News CNO Financial Group reported that from October 1, 2025 to December 31, 2025, it repurchased 1,500,000 shares, representing 1.57% of its shares, for US$60 million under its existing buyback program (Key Developments).Narrative Update • Feb 03
CNO: Stable Profitability And Fair Pricing Will Support A Balanced 2025 Outlook
Analysts have maintained their fair value estimate for CNO Financial Group at US$47.25, with only minor technical adjustments to assumptions such as the discount rate and future P/E informing the unchanged price target. Valuation Changes Fair Value Estimate remains unchanged at US$47.25, reflecting a consistent view of intrinsic value based on current assumptions.Narrative Update • Jan 20
CNO: Earnings Guidance And Share Repurchases Will Support A Stronger 2025 Outlook
Analysts have lifted their price target on CNO Financial Group from US$46.00 to US$47.25, citing updated assumptions around fair value, discount rate, revenue trends, profit margin and future P/E as the drivers of this refinement. What's in the News CNO Financial Group updated its earnings guidance for fiscal 2025, narrowing its operating earnings per share range to US$3.75 to US$3.85 while keeping the midpoint unchanged (Company guidance).Narrative Update • Jan 06
CNO: Earnings Guidance And Share Repurchases Will Guide Balanced 2025 Outlook
Analysts have raised their price target on CNO Financial Group from $43.75 to $46.00, citing updated assumptions regarding discount rates, revenue trends, profit margins, and future P/E expectations. What's in the News CNO Financial Group updated earnings guidance for fiscal 2025, narrowing its operating earnings per share range to $3.75 to $3.85 while keeping the midpoint unchanged (Corporate Guidance).Narrative Update • Dec 14
CNO: Earnings Guidance And Ongoing Buybacks Will Shape 2025 Performance
Analysts have slightly lowered their price target on CNO Financial Group to approximately 43.75 dollars from about 44.40 dollars. This reflects modestly higher discount rate assumptions, slightly softer long term growth expectations, and a marginally reduced future earnings multiple that still supports a solid profitability outlook.Narrative Update • Nov 27
CNO: Earnings Guidance And Continued Buybacks Will Influence 2025 Market Outlook
Analysts have raised the fair value estimate for CNO Financial Group from $43.40 to $44.40 per share, citing minor adjustments to their financial projections and underlying assumptions. What's in the News CNO Financial Group updated its earnings guidance for fiscal year 2025, narrowing the operating earnings per share range to $3.75 to $3.85.Narrative Update • Nov 11
CNO: Earnings Guidance And Buybacks Will Shape 2025 Performance Outlook
Analysts have raised their price target for CNO Financial Group by $1.00 to $43.40, citing incremental improvements in the discount rate, projected revenue decline, and profit margin estimates. What's in the News CNO Financial Group updated its earnings guidance for fiscal year 2025, narrowing its operating earnings per share range to $3.75 to $3.85 and maintaining the same midpoint (Key Developments).Analysis Article • Sep 24
Take Care Before Diving Into The Deep End On CNO Financial Group, Inc. (NYSE:CNO)
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...Seeking Alpha • Apr 08
CNO Financial Group: I Am Cautious Of The Immediate Future
Summary CNO Financial Group, Inc. had a strong 2024, but economic uncertainties and a potential recession in 2025 warrant a cautious outlook for the company's future performance. Despite a slight revenue decline in Q4 '24, profitability improved due to tighter claims management and better underwriting margins, with ROE reaching 17%. CNO management is optimistic for 2025, projecting $3.70-$3.90 in operating earnings and a 10.50% operating ROE, but recession risks could impact these targets. Tariffs and a potential recession could lead to reduced insurance premiums and investment losses, necessitating flexibility in customer retention and cost management. Read the full article on Seeking Alpha
New Narrative • Sep 03
Worksite Expansion And High Competition Threaten Future Profit Margins And Sales Growth
Expansion and diversification efforts might not yield expected revenue growth, impacting profit margins due to increased operational costs and investments.Shareholder Returns
| CNO | US Insurance | US Market | |
|---|---|---|---|
| 7D | 0.5% | -0.6% | -0.2% |
| 1Y | 39.4% | 2.8% | 11.9% |
Return vs Industry: CNO exceeded the US Insurance industry which returned 2.8% over the past year.
Return vs Market: CNO exceeded the US Market which returned 11.9% over the past year.
Price Volatility
| CNO volatility | |
|---|---|
| CNO Average Weekly Movement | 2.5% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.0% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: CNO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CNO's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1979 | 3,300 | Gary Bhojwani | www.cnoinc.com |
CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individual consumers through phone, virtually, online, and face-to-face with agents. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment.
CNO Financial Group, Inc. Fundamentals Summary
| CNO fundamental statistics | |
|---|---|
| Market cap | US$5.11b |
| Earnings (TTM) | US$279.60m |
| Revenue (TTM) | US$4.65b |
18.3x
P/E Ratio1.1x
P/S RatioIs CNO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CNO income statement (TTM) | |
|---|---|
| Revenue | US$4.65b |
| Cost of Revenue | US$2.85b |
| Gross Profit | US$1.80b |
| Other Expenses | US$1.52b |
| Earnings | US$279.60m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.02 |
| Gross Margin | 38.71% |
| Net Profit Margin | 6.02% |
| Debt/Equity Ratio | 175.7% |
How did CNO perform over the long term?
See historical performance and comparisonDividends
1.3%
Current Dividend Yield23%
Payout RatioDoes CNO pay a reliable dividends?
See CNO dividend history and benchmarks| CNO Financial Group dividend dates | |
|---|---|
| Ex Dividend Date | Sep 10 2026 |
| Dividend Pay Date | Sep 24 2026 |
| Days until Ex dividend | 10 days |
| Days until Dividend pay date | 4 days |
Does CNO pay a reliable dividends?
See CNO dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/20 00:38 |
| End of Day Share Price | 2026/09/18 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
CNO Financial Group, Inc. is covered by 15 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jack Matten | BMO Capital Markets Equity Research |
| Randy Binner | B. Riley Securities, Inc. |
| Mark Palmer | BTIG |