Loading...
LMND logo

Lemonade, Inc.NYSE:LMND Stock Report

Market Cap US$3.9b
Share Price
US$52.57
My Fair Value
US$45
16.5% overvalued intrinsic discount
1Y188.2%
7D4.6%
Portfolio Value
View

Lemonade, Inc.

NYSE:LMND Stock Report

Market Cap: US$3.9b

Lemonade (LMND) Stock Overview

Provides various insurance products in the United States, Europe, and the United Kingdom. More details

LMND fundamental analysis
Snowflake Score
Valuation0/6
Future Growth2/6
Past Performance0/6
Financial Health4/6
Dividends0/6

LMND Community Fair Values

Create Narrative

See what 96 others think this stock is worth. Follow their fair value or set your own to get alerts.

US$77.14
FV
31.9% undervalued intrinsic discount
25.22%
Revenue growth p.a.
2users have liked this narrative
0users have commented on this narrative
13users have followed this narrative
10 months ago author updated this narrative

Lemonade, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Lemonade
Historical stock prices
Current Share PriceUS$52.57
52 Week HighUS$60.41
52 Week LowUS$15.27
Beta2.28
1 Month Change-8.37%
3 Month Change25.26%
1 Year Change188.21%
3 Year Change129.06%
5 Year Change-4.83%
Change since IPO-24.26%

Recent News & Updates

Lemonade: The Hidden Gem Of InsurTech

Sep 04

Recent updates

Lemonade: The Hidden Gem Of InsurTech

Sep 04

Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

May 09
Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report

Lemonade: An Incredible Small Cap At A Great Valuation

Apr 07

Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors

Apr 03
Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors
User avatar

Investments In AI And Car Insurance Expansion Will Pressure Margins Before Future Gains Emerge

Investment in growth and car insurance expansion may pressure net margins short-term but aims for long-term revenue and profitability gains.

Lemonade: With Premium Growth Accelerating, It's Time To Buy The Dip

Feb 26

Lemonade: Great Small-Cap To Bet On In 2025 And Beyond

Jan 02

After Leaping 65% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar

Dec 09
After Leaping 65% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar

Lemonade: The Rising Stock For Aggressive Growth Investors

Nov 24

Lemonade: Driving Lower Costs Through AI While Pursuing Thoughtful Expansion

Nov 07

Lemonade, Inc. (NYSE:LMND) Released Earnings Last Week And Analysts Lifted Their Price Target To US$20.00

Nov 03
Lemonade, Inc. (NYSE:LMND) Released Earnings Last Week And Analysts Lifted Their Price Target To US$20.00

Lemonade: Applying AI To Manage Risks, Raise Sales And Reduce Costs

Sep 26

Lemonade: A Clear Sell On Stretched Valuation

Sep 03

Lemonade, Inc. (NYSE:LMND) Shares Slammed 27% But Getting In Cheap Might Be Difficult Regardless

Aug 16
Lemonade, Inc. (NYSE:LMND) Shares Slammed 27% But Getting In Cheap Might Be Difficult Regardless

Lemonade: Focus On Long-Term Metrics, Ignore Short-Term Volatility

Jul 31

Lemonade: Close To Turning Profitable, A Sour Taste On Valuation

Jul 08

Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors

Jun 14
Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors

Lemonade: Tilting Consistently Toward Breakeven

May 02

Lemonade: 2024 Should Be A Successful Year For This Insurer

Apr 01

Lemonade: Profit Inflection Close, But Still No Juice For Bulls

Feb 28

Lemonade, Inc. (NYSE:LMND) Not Lagging Industry On Growth Or Pricing

Feb 05
Lemonade, Inc. (NYSE:LMND) Not Lagging Industry On Growth Or Pricing

Lemonade: Premiums Are Growing And Losses Are Slimming

Nov 28

When Life Gives You Lemonade, Book Your Tax Losses

Nov 02

Why Lemonade Is A Smart Long-Term Investment

Oct 19

Lemonade Q2 Earnings: Analyzing The Synthetic Agents Model

Aug 15

Lemonade: Ignore Outliers, Focus On The Long Term

Aug 08

Lemonade: A Sweet Taste Of Upside For The Right Investor

Jul 21

Lemonade Is Just Getting Started

Jun 20

Lemonade: Big Strides On All Fronts

Jun 06

Revenues Tell The Story For Lemonade, Inc. (NYSE:LMND)

Apr 17
Revenues Tell The Story For Lemonade, Inc. (NYSE:LMND)

Lemonade GAAP EPS of -$0.93 beats by $0.28, revenue of $88.4M beats by $10.17M

Feb 22

BNP Paribas Cardif and Lemonade to offer 100% online renters insurance

Feb 14

Prudential And Lemonade: The End Of The Pair Trade

Jan 23

Lemonade: Fairly Valued, But On The Clock

Dec 23

Lemonade: Hold On For The Long Haul

Dec 12

Shareholder Returns

LMNDUS InsuranceUS Market
7D4.6%0.7%1.7%
1Y188.2%1.9%18.7%

Return vs Industry: LMND exceeded the US Insurance industry which returned 1.9% over the past year.

Return vs Market: LMND exceeded the US Market which returned 18.7% over the past year.

Price Volatility

Is LMND's price volatile compared to industry and market?
LMND volatility
LMND Average Weekly Movement12.6%
Insurance Industry Average Movement4.2%
Market Average Movement6.4%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.0%

Stable Share Price: LMND's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: LMND's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20151,235Daniel Schreiberwww.lemonade.com

Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom. The company offers renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also provides insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property.

Lemonade, Inc. Fundamentals Summary

How do Lemonade's earnings and revenue compare to its market cap?
LMND fundamental statistics
Market capUS$3.88b
Earnings (TTM)-US$204.00m
Revenue (TTM)US$600.70m
6.5x
P/S Ratio
-19.0x
P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LMND income statement (TTM)
RevenueUS$600.70m
Cost of RevenueUS$303.50m
Gross ProfitUS$297.20m
Other ExpensesUS$501.20m
Earnings-US$204.00m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)-2.76
Gross Margin49.48%
Net Profit Margin-33.96%
Debt/Equity Ratio23.4%

How did LMND perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/14 16:58
End of Day Share Price 2025/09/12 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lemonade, Inc. is covered by 23 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tracy Dolin-BenguiguiBarclays
Tracy Dolin-BenguiguiBarclays
Ross SandlerBarclays