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MBIA Inc.NYSE:MBI Stock Report

Market Cap US$303.6m
Share Price
US$5.98
US$7.75
22.8% undervalued intrinsic discount
1Y40.4%
7D-2.0%
Portfolio Value
​
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MBIA Inc.

NYSE:MBI Stock Report

Market Cap: US$303.6m

MBIA (MBI) Stock Overview

Provides financial guarantee insurance services to public finance markets in the United States. More details

MBI fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance0/6
Financial Health2/6
Dividends0/6

Rewards

Trading at 85.7% below our estimate of its fair value

Earnings are forecast to grow 137.06% per year

Earnings have grown 3.9% per year over the past 5 years

Risk Analysis

Negative shareholders equity


MBI Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

View all narratives

MBIA Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for MBIA
Historical stock prices
Current Share PriceUS$5.98
52 Week HighUS$8.26
52 Week LowUS$4.11
Beta1.37
1 Month Change-0.17%
3 Month Change-2.92%
1 Year Change40.38%
3 Year Change-21.32%
5 Year Change-38.85%
Change since IPO-18.45%

Recent News & Updates

Recent updates

Seeking Alpha • Nov 15

MBIA Set To Deliver Another Mega Dividend In 2025 Irrespective Of PREPA

Summary We believe that MBIA will be in a position to deliver another massive dividend during 2025 similar to that paid in December 2023. $1.6B claim paying resources sitting at National indicate that there are plenty of scenarios in which a mega dividend could be paid, well in excess of the current $250M market cap. Corporate structure with the ability to pay dividends at holding company level without insurance regulators' approval allows for many potential shareholder friendly deals. MBIA's PREPA exposure is manageable with only $200M payments due until 2029, and it is being provisioned conservatively, which is favourable for a sale. We welcome Assured Guaranty's confirmation during the 3Q24 earnings call that they would be interested to buy MBIA at the right price, as it proves that there is appetite. Read the full article on Seeking Alpha
Seeking Alpha • Dec 10

MBIA Inc. Soars On Massive Shareholder Payout

Summary Shares of MBIA Inc. surged 81.8% after the announcement of a large inflow of capital and a one-time distribution to shareholders. The company's financial performance has been declining, but its net assets and potential distributions suggest further upside. MBIA Inc. received approval for a $550 million dividend, with $409 million to be paid as a special dividend to common shareholders. Read the full article on Seeking Alpha
Seeking Alpha • Sep 29

MBIA: Don't See Any Value Here

Summary MBIA Inc.'s share price has been volatile, and the company's historical performance and ongoing legal battle in Puerto Rico are concerning. MBI provides financial payment insurance and manages risk through diversification. The company's recent income shows rising concerns, and the ongoing challenge in the PREPA case is impacting operations. Valuation is not favorable, and there are significant risks associated with Puerto Rico obligations. A sell rating is recommended. Read the full article on Seeking Alpha
Seeking Alpha • Dec 08

MBIA jumps on speculation of takeover talks with rivals

MBIA (NYSE:MBI) rose 10% on speculation that the company has been approached by its rival for a takeover. Assured Guaranty (NYSE:AGO) and Ambac Financial (NYSE:AMBC) made bids for MBIA and the talks are said to be in advanced stage, according to a Street Insider item. The report comes after MBIA disclosed last month that it had retained Barclays as an advisor and has been working with them to explore strategic alternatives, including a possible sale of the company.
Seeking Alpha • Nov 03

MBIA Non-GAAP EPS of -$0.34 beats by $0.26, revenue of $17M misses by $6M

MBIA press release (NYSE:MBI): Q3 Non-GAAP EPS of -$0.34 beats by $0.26. Revenue of $17M (-76.4% Y/Y) misses by $6M. Book value per share was negative $15.70 as of September 30, 2022 compared with a negative $5.73 as of December 31, 2021. The decrease in book value per share since year-end 2021 was primarily due to net unrealized losses on investments, which resulted primarily from higher interest rates and wider credit spreads in 2022, and the net loss for the first nine months of 2022.
Analysis Article • Aug 07

The MBIA Inc. (NYSE:MBI) Analysts Have Been Trimming Their Sales Forecasts

Market forces rained on the parade of MBIA Inc. ( NYSE:MBI ) shareholders today, when the analysts downgraded their...
Analysis Article • May 15

Analysts Are Betting On MBIA Inc. (NYSE:MBI) With A Big Upgrade This Week

MBIA Inc. ( NYSE:MBI ) shareholders will have a reason to smile today, with the analysts making substantial upgrades to...
Analysis Article • Apr 29

Increases to CEO Compensation Might Be Put On Hold For Now at MBIA Inc. (NYSE:MBI)

CEO Bill Fallon has done a decent job of delivering relatively good performance at MBIA Inc. ( NYSE:MBI ) recently. In...
Analysis Article • Mar 08

Read This Before Buying MBIA Inc. (NYSE:MBI) Shares

We often see insiders buying up shares in companies that perform well over the long term. The flip side of that is that...
Analysis Article • Feb 01

A Look At MBIA's (NYSE:MBI) Share Price Returns

Investors can approximate the average market return by buying an index fund. When you buy individual stocks, you can...
Analysis Article • Dec 26

Here's What MBIA Inc.'s (NYSE:MBI) Shareholder Ownership Structure Looks Like

A look at the shareholders of MBIA Inc. ( NYSE:MBI ) can tell us which group is most powerful. Large companies usually...
Analysis Article • Nov 21

Insider Buying: The MBIA Inc. (NYSE:MBI) CEO & Director Just Bought 4.4% More Shares

MBIA Inc. (NYSE:MBI) shareholders (or potential shareholders) will be happy to see that the CEO & Director, William...

Shareholder Returns

MBIUS InsuranceUS Market
7D-2.0%3.5%-0.3%
1Y40.4%-7.1%26.7%

Return vs Industry: MBI exceeded the US Insurance industry which returned -8.7% over the past year.

Return vs Market: MBI exceeded the US Market which returned 23.3% over the past year.

Price Volatility

Is MBI's price volatile compared to industry and market?
MBI volatility
MBI Average Weekly Movement6.2%
Insurance Industry Average Movement4.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Stable Share Price: MBI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MBI's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
197357Bill Fallonwww.mbia.com

MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, Corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utilities, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities.

MBIA Inc. Fundamentals Summary

How do MBIA's earnings and revenue compare to its market cap?
MBI fundamental statistics
Market capUS$303.57m
Earnings (TTM)-US$152.00m
Revenue (TTM)US$98.00m
3.1x
P/S Ratio
-2.0x
P/E Ratio

Is MBI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MBI income statement (TTM)
RevenueUS$98.00m
Cost of Revenue-US$27.00m
Gross ProfitUS$125.00m
Other ExpensesUS$277.00m
Earnings-US$152.00m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)-2.98
Gross Margin127.55%
Net Profit Margin-155.10%
Debt/Equity Ratio-156.1%

How did MBI perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/20 15:54
End of Day Share Price 2026/05/20 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

MBIA Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Giuliano Anderes BolognaBTIG
Darin AritaDeutsche Bank
Andrew WesselJ.P. Morgan