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Unum GroupNYSE:UNM Stock Report

Market Cap US$13.0b
Share Price
US$80.84
US$95.08
15.0% undervalued intrinsic discount
1Y1.5%
7D4.3%
Portfolio Value
View

Unum Group

NYSE:UNM Stock Report

Market Cap: US$13.0b

Unum Group (UNM) Stock Overview

Provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. More details

UNM fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health3/6
Dividends5/6

UNM Community Fair Values

Create Narrative

See what 40 others think this stock is worth. Follow their fair value or set your own to get alerts.

Unum Group Competitors

Price History & Performance

Summary of share price highs, lows and changes for Unum Group
Historical stock prices
Current Share PriceUS$80.84
52 Week HighUS$83.13
52 Week LowUS$68.28
Beta0.18
1 Month Change9.45%
3 Month Change6.41%
1 Year Change1.55%
3 Year Change82.98%
5 Year Change170.46%
Change since IPO47.65%

Recent News & Updates

Unum: Careful About Investing In Insurance Right Now

Apr 23

Recent updates

Unum: Careful About Investing In Insurance Right Now

Apr 23

UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds

Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.

UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power

Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.

Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors

Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors

Unum Group Just Missed Earnings - But Analysts Have Updated Their Models

Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models

Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year

Jul 14
Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year

It's Unlikely That Unum Group's (NYSE:UNM) CEO Will See A Huge Pay Rise This Year

May 15
It's Unlikely That Unum Group's (NYSE:UNM) CEO Will See A Huge Pay Rise This Year

Unum: Progress In LTC Creates Room For More Upside

Mar 14

Unum Group Stock Seems To Be Undervalued

Jan 14

Unum Group: Revisiting Quant's Strong-Buy Insurer

Nov 01

Unum: Core Business Strength Comes Into Greater Focus

Sep 19
User avatar

Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market

Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.

Unum: Diversify Your Portfolio With This Undervalued Dividend Grower

Jul 18

Unum: Strong Core Business Offsets Ongoing LTC Uncertainty

Jun 20

Unum Group: Further Stock Growth Likely In 2024

Apr 08

Unum Group: Solid Underwriters Make Happy Shareholders

Mar 26

Shareholder Returns

UNMUS InsuranceUS Market
7D4.3%-1.0%0.8%
1Y1.5%-8.3%27.7%

Return vs Industry: UNM exceeded the US Insurance industry which returned -5.8% over the past year.

Return vs Market: UNM underperformed the US Market which returned 28.7% over the past year.

Price Volatility

Is UNM's price volatile compared to industry and market?
UNM volatility
UNM Average Weekly Movement3.4%
Insurance Industry Average Movement4.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.3%

Stable Share Price: UNM has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UNM's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
184810,797Rick McKenneywww.unum.com

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products.

Unum Group Fundamentals Summary

How do Unum Group's earnings and revenue compare to its market cap?
UNM fundamental statistics
Market capUS$12.98b
Earnings (TTM)US$781.40m
Revenue (TTM)US$13.34b
16.7x
P/E Ratio
1.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNM income statement (TTM)
RevenueUS$13.34b
Cost of RevenueUS$9.40b
Gross ProfitUS$3.94b
Other ExpensesUS$3.16b
EarningsUS$781.40m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Jul 28, 2026

Earnings per share (EPS)4.84
Gross Margin29.53%
Net Profit Margin5.86%
Debt/Equity Ratio36.3%

How did UNM perform over the long term?

See historical performance and comparison

Dividends

2.3%
Current Dividend Yield
30%
Payout Ratio

Does UNM pay a reliable dividends?

See UNM dividend history and benchmarks
When do you need to buy UNM by to receive an upcoming dividend?
Unum Group dividend dates
Ex Dividend DateApr 24 2026
Dividend Pay DateMay 15 2026
Days until Ex dividend9 days
Days until Dividend pay date12 days

Does UNM pay a reliable dividends?

See UNM dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/01 12:16
End of Day Share Price 2026/05/01 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Unum Group is covered by 28 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jay GelbBarclays
Taylor ScottBarclays
Eric BergBarclays