Capitec Bank Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Capitec Bank Holdings has total assets of ZAR207.6B and total equity of ZAR43.5B. Total deposits are ZAR153.0B, and total loans are ZAR80.6B.
Key information
4.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | R152.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 23.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | R33.85b |
Recent financial health updates
No updates
Recent updates
Here's Why We Think Capitec Bank Holdings (JSE:CPI) Is Well Worth Watching
Jul 10
Do Capitec Bank Holdings' (JSE:CPI) Earnings Warrant Your Attention?
Mar 23Capitec Bank Holdings (JSE:CPI) Ticks All The Boxes When It Comes To Earnings Growth
Dec 04Here's Why We Think Capitec Bank Holdings (JSE:CPI) Might Deserve Your Attention Today
Sep 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CPI's Assets to Equity ratio (4.8x) is low.
Allowance for Bad Loans: CPI has a low allowance for bad loans (94%).
Low Risk Liabilities: 93% of CPI's liabilities are made up of primarily low risk sources of funding.
Loan Level: CPI has an appropriate level of Loans to Assets ratio (39%).
Low Risk Deposits: CPI's Loans to Deposits ratio (53%) is appropriate.
Level of Bad Loans: CPI has a high level of bad loans (23%).