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Polish (WIG) Consumer Finance Industry Analysis

UpdatedMay 27, 2024
DataAggregated Company Financials
Companies7
  • 7D-3.5%
  • 3M1.8%
  • 1Y18.8%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has dropped 3.5%, driven by KRUK Spólka Akcyjna declining 3.6%. On the other hand Kancelaria Prawna-Inkaso WEC Spólka Akcyjna is actually up 12%. Over the past 12 months, the industry was up 19%. Looking forward, earnings are forecast to grow by 9.1% annually.

Industry Valuation and Performance

Has the Polish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 27 May 2024zł8.9bzł1.9bzł1.1b8.2x8.1x4.6x
Wed, 24 Apr 2024zł8.6bzł1.8bzł991.6m8.2x8.7x4.7x
Fri, 22 Mar 2024zł8.6bzł1.8bzł1.0b8.3x8.4x4.6x
Sun, 18 Feb 2024zł8.6bzł1.8bzł889.6m9.6x9.7x4.9x
Tue, 16 Jan 2024zł9.4bzł1.8bzł899.4m8.6x10.5x5.3x
Thu, 14 Dec 2023zł9.3bzł1.8bzł898.8m10.3x10.3x5.2x
Sat, 11 Nov 2023zł9.0bzł1.8bzł893.2m8.6x10x5x
Mon, 09 Oct 2023zł7.9bzł1.7bzł852.5m7.7x9.3x4.7x
Wed, 06 Sep 2023zł7.7bzł1.7bzł852.2m7.2x9x4.5x
Fri, 04 Aug 2023zł8.3bzł1.6bzł803.3m8x10.3x5.1x
Sun, 02 Jul 2023zł7.9bzł1.6bzł802.3m7.1x9.9x4.9x
Tue, 30 May 2023zł7.4bzł1.6bzł803.5m6.1x9.2x4.6x
Thu, 27 Apr 2023zł7.6bzł1.5bzł812.7m6.4x9.4x5x
Sat, 25 Mar 2023zł5.8bzł1.5bzł812.7m5.7x7.1x3.8x
Mon, 20 Feb 2023zł6.7bzł1.4bzł813.5m6.4x8.2x4.6x
Wed, 18 Jan 2023zł6.2bzł1.4bzł812.7m6.4x7.7x4.4x
Fri, 16 Dec 2022zł5.7bzł1.4bzł812.7m8.4x7x4x
Sun, 13 Nov 2022zł5.5bzł1.4bzł805.4m9.9x6.8x3.8x
Tue, 11 Oct 2022zł4.8bzł1.3bzł787.1m8.3x6.1x3.6x
Thu, 08 Sep 2022zł5.4bzł1.3bzł810.6m9.4x6.7x4.2x
Sat, 06 Aug 2022zł5.2bzł1.3bzł810.5m9.3x6.4x4.1x
Mon, 04 Jul 2022zł4.7bzł1.3bzł810.3m10x5.8x3.7x
Wed, 01 Jun 2022zł5.3bzł1.3bzł813.2m7.9x6.5x4.2x
Fri, 29 Apr 2022zł5.2bzł1.2bzł695.8m12.6x7.5x4.3x
Sun, 27 Mar 2022zł6.1bzł1.2bzł694.7m13.5x8.7x5x
Tue, 22 Feb 2022zł5.6bzł1.2bzł612.2m15x9.2x4.7x
Thu, 20 Jan 2022zł6.8bzł1.2bzł610.1m15.5x11.1x5.7x
Sat, 18 Dec 2021zł6.6bzł1.2bzł610.3m14.4x10.9x5.6x
Mon, 15 Nov 2021zł6.9bzł1.2bzł610.6m20.3x11.3x5.8x
Wed, 13 Oct 2021zł6.2bzł1.1bzł493.1m20.9x12.6x5.4x
Fri, 10 Sep 2021zł6.4bzł1.1bzł483.2m12.7x13.3x5.6x
Sun, 08 Aug 2021zł5.8bzł1.1bzł476.2m11.5x12.2x5.1x
Price to Earnings Ratio

20x


Total Market Cap: zł5.0bTotal Earnings: zł250.7mTotal Revenue: zł1.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Polish Consumer Finance Industry Price to Earnings3Y Average 9.3x202220232024
Current Industry PE
  • Investors are pessimistic on the Polish Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 8.1x which is lower than its 3-year average PE of 9.3x.
  • The industry is trading close to its 3-year average PS ratio of 4.7x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 63% per year over the last three years.
  • Revenues for these companies have grown 18% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Polish Consumer Finance compare with similar industries?

PL Market-0.99%
Financials-1.29%
Consumer Finance-3.48%
Consumer Finance-3.48%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
KPI Kancelaria Prawna-Inkaso WEC Spólka Akcyjnazł2.6611.8%
+zł2.8m
98.5%PE21x
WRL Wierzycielzł1.3816.0%
+zł1.4m
170.6%PS4.9x
INS Indoszł3.841.1%
+zł285.1k
12.3%PE5.3x
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