Polish (WIG) Diversified Financial Industry Analysis

Industry Valuation and Performance

Has the Polish Diversified Financial Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Fri, 17 May 2024	zł565.8m	zł556.6m	zł109.4m	6.3x	5.2x	1x
Sun, 14 Apr 2024	zł582.0m	zł491.2m	zł136.3m	6.7x	4.3x	1.2x
Tue, 12 Mar 2024	zł525.0m	zł488.9m	zł137.8m	6.6x	3.8x	1.1x
Thu, 08 Feb 2024	zł460.2m	zł484.5m	zł213.6m	6.4x	2.2x	0.9x
Sat, 06 Jan 2024	zł624.5m	zł484.5m	zł213.6m	6.6x	2.9x	1.3x
Mon, 04 Dec 2023	zł570.4m	zł464.0m	zł169.8m	7.4x	3.4x	1.2x
Wed, 01 Nov 2023	zł598.7m	zł431.1m	zł81.1m	8.2x	7.4x	1.4x
Fri, 29 Sep 2023	zł545.8m	zł298.9m	zł7.2m	8x	75.7x	1.8x
Sun, 27 Aug 2023	zł677.1m	zł293.1m	zł13.2m	8.1x	51.1x	2.3x
Tue, 25 Jul 2023	zł751.2m	zł286.9m	zł10.4m	9x	72.4x	2.6x
Thu, 22 Jun 2023	zł662.3m	zł304.1m	zł56.4m	7.5x	11.7x	2.2x
Sat, 20 May 2023	zł705.3m	zł298.5m	zł54.0m	7.2x	13.1x	2.4x
Mon, 17 Apr 2023	zł758.6m	zł300.4m	zł56.0m	5.8x	13.6x	2.5x
Wed, 15 Mar 2023	zł516.6m	zł269.5m	zł74.7m	48.9x	6.9x	1.9x
Fri, 10 Feb 2023	zł527.0m	zł269.5m	zł74.7m	48.9x	7.1x	2x
Sun, 08 Jan 2023	zł510.7m	zł269.5m	zł74.7m	48.9x	6.8x	1.9x
Tue, 06 Dec 2022	zł514.8m	zł269.5m	zł74.7m	48.8x	6.9x	1.9x
Thu, 03 Nov 2022	zł522.5m	zł269.1m	zł74.8m	48.9x	7x	1.9x
Sat, 01 Oct 2022	zł565.5m	zł266.8m	zł72.9m	49x	7.8x	2.1x
Mon, 29 Aug 2022	zł572.8m	zł266.8m	zł72.9m	49.1x	7.9x	2.1x
Wed, 27 Jul 2022	zł586.7m	zł2.6b	zł72.5m	10.4x	8.1x	0.2x
Fri, 24 Jun 2022	zł601.4m	zł2.6b	zł72.5m	10.1x	8.3x	0.2x
Sun, 22 May 2022	zł614.6m	zł2.6b	zł71.5m	11.2x	8.6x	0.2x
Tue, 19 Apr 2022	zł637.9m	zł2.5b	zł74.4m	15x	8.6x	0.3x
Thu, 17 Mar 2022	zł627.4m	zł2.5b	zł74.4m	12.1x	8.4x	0.3x
Sat, 12 Feb 2022	zł783.7m	zł2.2b	zł67.3m	11.5x	11.6x	0.3x
Mon, 10 Jan 2022	zł350.3m	zł2.2b	zł67.7m	10.3x	5.2x	0.2x
Wed, 08 Dec 2021	zł349.9m	zł2.2b	zł67.4m	10.8x	5.2x	0.2x
Fri, 05 Nov 2021	zł453.8m	zł1.9b	zł53.9m	14.8x	8.4x	0.2x
Sun, 03 Oct 2021	zł420.7m	zł1.9b	zł50.9m	9.7x	8.3x	0.2x
Tue, 31 Aug 2021	zł294.4m	zł1.9b	zł45.0m	4.4x	6.5x	0.2x
Wed, 07 Jul 2021	zł270.9m	zł1.9b	zł45.0m	5.8x	6x	0.1x

Current Industry PE

Investors are pessimistic on the Polish Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The industry is trading at a PE ratio of 5.3x which is lower than its 3-year average PE of 11.7x.

The 3-year average PS ratio of 1.3x is higher than the industry's current PS ratio of 1.0x.

Past Earnings Growth

The earnings for companies in the Diversified Financial industry have grown 35% per year over the last three years.
Meanwhile revenues for these companies have declined 29% per year.
This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Polish Financials industry?


PL Market	0.037%
Financials	-4.47%
Diversified Financial	-0.95%
Specialized Finance	3.37%
Multi-Sector Holdings	0%
Other Diversified Financial Services	-4.86%
Transaction and Payment Processing Services	-10.42%

Industry PE

Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 42.5x.

It looks like they are confident that earnings will grow faster in the future than they have historically.

Investors are most pessimistic about the Specialized Finance industry, which is trading below its 3-year average of 72.1x.

Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Company	Last Price	7D	1Y	Valuation
KRI Kredyt Inkaso	zł18.45	3.7% +zł8.4m	88.3%	PE6.6x
ATS Atlantis	zł2.62	9.2% +zł2.5m	n/a	PE23.9x
CAP Capitea	zł0.55	0.4% +zł200.0k	n/a	PE0.9x
MPY mPay	zł0.70	0.3% +zł135.8k	-31.1%	PE171.5x

Company

Last Price

Valuation

KRI Kredyt Inkaso

zł18.45

3.7%
+zł8.4m

88.3%

PE6.6x

ATS Atlantis

zł2.62

9.2%
+zł2.5m

n/a