CF Bankshares (CFBK) Stock Overview
Operates as the bank holding company for CFBank, National Association that provides various banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
Rewards
Risk Analysis
No risks detected for CFBK from our risk checks.
CFBK Community Fair Values
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CF Bankshares Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$23.07 |
| 52 Week High | US$31.17 |
| 52 Week Low | US$19.22 |
| Beta | 0.48 |
| 1 Month Change | -4.87% |
| 3 Month Change | -3.75% |
| 1 Year Change | -16.98% |
| 3 Year Change | -1.83% |
| 5 Year Change | 57.69% |
| Change since IPO | -92.37% |
Recent News & Updates
Recent updates
Shareholder Returns
| CFBK | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.4% | 0.7% | -1.7% |
| 1Y | -17.0% | 14.4% | 12.3% |
Return vs Industry: CFBK underperformed the US Banks industry which returned 11% over the past year.
Return vs Market: CFBK underperformed the US Market which returned 14.4% over the past year.
Price Volatility
| CFBK volatility | |
|---|---|
| CFBK Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.1% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CFBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CFBK's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1892 | 103 | Tim O’Dell | investor.cfbankonline.com |
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans; and full-service commercial and retail banking services and products.
CF Bankshares Inc. Fundamentals Summary
| CFBK fundamental statistics | |
|---|---|
| Market cap | US$150.85m |
| Earnings (TTM) | US$15.75m |
| Revenue (TTM) | US$50.72m |
Is CFBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CFBK income statement (TTM) | |
|---|---|
| Revenue | US$50.72m |
| Cost of Revenue | US$0 |
| Gross Profit | US$50.72m |
| Other Expenses | US$34.98m |
| Earnings | US$15.75m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.44 |
| Gross Margin | 100.00% |
| Net Profit Margin | 31.05% |
| Debt/Equity Ratio | 64.7% |
How did CFBK perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/06 07:13 |
| End of Day Share Price | 2025/11/06 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
CF Bankshares Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Justin Crowley | Piper Sandler Companies |
