FirstSun Capital Bancorp (FSUN) Stock Overview
Operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 5/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
FSUN Community Fair Values
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Analyst Price Targets
FirstSun Capital Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$39.91 |
| 52 Week High | US$42.34 |
| 52 Week Low | US$29.95 |
| Beta | 0.20 |
| 1 Month Change | -1.72% |
| 3 Month Change | 8.13% |
| 1 Year Change | 3.69% |
| 3 Year Change | 35.29% |
| 5 Year Change | n/a |
| Change since IPO | 66.29% |
Recent News & Updates
Risks Are Plentiful For FirstSun Capital Bancorp
Summary FirstSun Capital Bancorp posted a Q2 2026 GAAP loss, driven by balance sheet repositioning and $57.6M in merger expenses from acquiring First Foundation. Despite adjusted EPS beating expectations and a $150M buyback plan, FSUN faces deteriorating asset quality, rising deposit costs, and below-average capital ratios. FSUN's multifamily CRE loan exposure surged post-merger, while nonperforming loans and net charge-offs materially increased, highlighting significant credit risk. I see better risk-reward opportunities elsewhere in regional banks; FSUN's lack of dividend and operational uncertainties warrant avoiding the stock for now. Read the full article on Seeking AlphaFirstSun Capital Bancorp (FSUN) Stock Could Be 21.3% Undervalued After Stronger Results
Recent commentary on FirstSun Capital Bancorp (FSUN) has focused on stronger year-over-year revenue and net profit figures, along with generally supportive analyst sentiment. This has prompted fresh attention on how the stock reflects these fundamentals. See our latest analysis for FirstSun Capital Bancorp. At a share price of $36.19, FirstSun Capital Bancorp has seen its 1 year total shareholder return of 8.55% and 3 year total shareholder return of 44.76% contrast with a year to date share...Recent updates
Risks Are Plentiful For FirstSun Capital Bancorp
Summary FirstSun Capital Bancorp posted a Q2 2026 GAAP loss, driven by balance sheet repositioning and $57.6M in merger expenses from acquiring First Foundation. Despite adjusted EPS beating expectations and a $150M buyback plan, FSUN faces deteriorating asset quality, rising deposit costs, and below-average capital ratios. FSUN's multifamily CRE loan exposure surged post-merger, while nonperforming loans and net charge-offs materially increased, highlighting significant credit risk. I see better risk-reward opportunities elsewhere in regional banks; FSUN's lack of dividend and operational uncertainties warrant avoiding the stock for now. Read the full article on Seeking AlphaFirstSun Capital Bancorp (FSUN) Stock Could Be 21.3% Undervalued After Stronger Results
Recent commentary on FirstSun Capital Bancorp (FSUN) has focused on stronger year-over-year revenue and net profit figures, along with generally supportive analyst sentiment. This has prompted fresh attention on how the stock reflects these fundamentals. See our latest analysis for FirstSun Capital Bancorp. At a share price of $36.19, FirstSun Capital Bancorp has seen its 1 year total shareholder return of 8.55% and 3 year total shareholder return of 44.76% contrast with a year to date share...
FSUN: Share Authorization And Non Voting Stock Will Support Future Upside Potential
Analysts kept their $46 price target for FirstSun Capital Bancorp unchanged, reflecting steady assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E, with no new Street research prompting a shift in their view. What's in the News Stockholders approved an amendment to increase the number of authorized shares of FirstSun common stock at a special meeting held on February 27, 2026 (company filing).FSUN: Share Authorization And Non Voting Stock Will Support Future Upside Potential
Analysts maintained their $46.00 price target for FirstSun Capital Bancorp, with this steady view supported by consistent assumptions for the discount rate, revenue growth, profit margin, and future P/E. What's in the News Stockholders approved an amendment to increase the number of authorized shares of FirstSun common stock at a special meeting held on February 27, 2026 (company filing).FSUN: Special Shareholder Meeting Will Shape Future Upside Potential
Analysts have reaffirmed their $46.00 price target on FirstSun Capital Bancorp, pointing to steady assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E as support for keeping their outlook unchanged. What's in the News FirstSun Capital Bancorp reported net charge offs of $5,024,000 for the fourth quarter ended December 31, 2025 (Key Developments).FSUN: Earnings Path And Special Meeting Will Drive Future Upside Potential
Analysts have kept their $46.00 price target for FirstSun Capital Bancorp broadly in line with prior views, reflecting only small tweaks to the discount rate, profit margin and forward P/E assumptions rather than a shift in the overall outlook. What's in the News FirstSun Capital Bancorp reported net charge offs of $5,024,000 for the fourth quarter ended December 31, 2025 (Key Developments).FSUN: Earnings Path And Acquisition Timeline Will Drive Upside Potential
Analysts now see fair value for FirstSun Capital Bancorp at $46.00, up from $43.25. This reflects updated assumptions around revenue growth, profit margins, discount rate and a lower future P/E multiple, alongside recent Street research that trimmed the Street price target to $42 and modestly reduced 2025/2026 EPS estimates tied to the planned First Foundation acquisition timeline.Sun Belt And Southern California Expansion Will Ignite Future Potential
Expansion in high-growth regions and focus on relationship-based lending strengthen the bank's market position and support ongoing revenue growth.Shareholder Returns
| FSUN | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.8% | 1.1% | 0.9% |
| 1Y | 3.7% | 18.9% | 15.5% |
Return vs Industry: FSUN underperformed the US Banks industry which returned 18.9% over the past year.
Return vs Market: FSUN underperformed the US Market which returned 15.5% over the past year.
Price Volatility
| FSUN volatility | |
|---|---|
| FSUN Average Weekly Movement | 5.3% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: FSUN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FSUN's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1892 | 1,630 | Neal Arnold | ir.firstsuncb.com |
FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit.
FirstSun Capital Bancorp Fundamentals Summary
| FSUN fundamental statistics | |
|---|---|
| Market cap | US$1.86b |
| Earnings (TTM) | US$46.71m |
| Revenue (TTM) | US$446.64m |
Is FSUN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FSUN income statement (TTM) | |
|---|---|
| Revenue | US$446.64m |
| Cost of Revenue | US$0 |
| Gross Profit | US$446.64m |
| Other Expenses | US$399.92m |
| Earnings | US$46.71m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.00 |
| Gross Margin | 100.00% |
| Net Profit Margin | 10.46% |
| Debt/Equity Ratio | 12.8% |
How did FSUN perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/10 01:43 |
| End of Day Share Price | 2026/09/09 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
FirstSun Capital Bancorp is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Wood Lay | Keefe, Bruyette, & Woods |
| Matthew Clark | Piper Sandler Companies |