Dime Commercial Bancshares (DCOM) Stock Overview
Operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services in the United Stated. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for DCOM from our risk checks.
DCOM Community Fair Values
Create NarrativeSee what 22 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Dime Commercial Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$40.54 |
| 52 Week High | US$41.97 |
| 52 Week Low | US$25.63 |
| Beta | 0.99 |
| 1 Month Change | -0.83% |
| 3 Month Change | 3.95% |
| 1 Year Change | 32.14% |
| 3 Year Change | 106.94% |
| 5 Year Change | 32.61% |
| Change since IPO | 658.56% |
Recent News & Updates
Narrative Update • Aug 08
DCOM: Future Earnings Will Reflect Share Repurchases And Loan Repricing Effects
Analysts have raised their price target for Dime Commercial Bancshares from $43 to $45.80, citing updated assumptions related to fair value, discount rates, revenue growth, profit margins, and future P/E expectations. What's in the News for Dime Commercial Bancshares Dime Commercial Bancshares reported record Q2 2026 revenues and a 23% year over year rise in core earnings per share, with business loan growth of 26% and commentary from management on net interest margin trends.Seeking Alpha • Jul 08
Dime Commercial Bancshares Is Doing Better, But It's Not Ready For An Upgrade
Summary Dime Commercial Bancshares has delivered strong operational improvements, with Q1 2026 net profits surging and shares up 30.2% YTD. Despite rising profitability and market share, DCOM's asset and credit quality metrics remain below preferred thresholds, tempering enthusiasm. Valuation is not excessive, but a forward P/E of 13.6 and subpar returns on assets and equity limit upside versus peers. I maintain a "Hold" rating, as DCOM's current price and credit quality do not justify a bullish stance despite recent performance. Read the full article on Seeking AlphaRecent updates
Narrative Update • Aug 08
DCOM: Future Earnings Will Reflect Share Repurchases And Loan Repricing Effects
Analysts have raised their price target for Dime Commercial Bancshares from $43 to $45.80, citing updated assumptions related to fair value, discount rates, revenue growth, profit margins, and future P/E expectations. What's in the News for Dime Commercial Bancshares Dime Commercial Bancshares reported record Q2 2026 revenues and a 23% year over year rise in core earnings per share, with business loan growth of 26% and commentary from management on net interest margin trends.Seeking Alpha • Jul 08
Dime Commercial Bancshares Is Doing Better, But It's Not Ready For An Upgrade
Summary Dime Commercial Bancshares has delivered strong operational improvements, with Q1 2026 net profits surging and shares up 30.2% YTD. Despite rising profitability and market share, DCOM's asset and credit quality metrics remain below preferred thresholds, tempering enthusiasm. Valuation is not excessive, but a forward P/E of 13.6 and subpar returns on assets and equity limit upside versus peers. I maintain a "Hold" rating, as DCOM's current price and credit quality do not justify a bullish stance despite recent performance. Read the full article on Seeking AlphaNarrative Update • Jun 22
DCOM: Future Earnings Will Reflect Loan Repricing And Balanced Risk Profile
Analysts have lifted the price target on Dime Commercial Bancshares by a few dollars to reflect updated views on valuation metrics, such as a fair value of $43.0, a discount rate of 7.108%, revenue growth of 19.142%, a profit margin of 35.105%, and a future P/E of 9.17x, citing recent research that reassesses the stock’s risk and earnings profile. Analyst Commentary Recent Street research on Dime Commercial Bancshares has focused on how updated valuation work, including the use of the 9.17x future P/E and the other model inputs, feeds into refreshed price targets and what that implies for execution and growth expectations.Narrative Update • Jun 05
DCOM: Future Loan Repricing And Margin Recovery Will Drive Earnings Power
The analyst fair value estimate for Dime Commercial Bancshares has moved from $40.20 to $43.00, with analysts pointing to updated assumptions around net interest margin recovery, loan repricing, and P/E expectations as key drivers behind the higher target range seen in recent Street research. Analyst Commentary Recent Street research around Dime Commercial Bancshares focuses on updated assumptions for net interest margin recovery, loan repricing, and P/E expectations, which feed directly into revised fair value estimates.Narrative Update • Apr 24
DCOM: Future Loan Repricing And Margin Recovery Will Support Higher Returns
Analysts have nudged their price target on Dime Community Bancshares higher by $0.60 to $40.20, citing updated expectations around net interest margin recovery and loan repricing. These factors support the revised fair value and a slightly lower assumed discount rate.Narrative Update • Apr 09
DCOM: Future Loan Repricing And Margin Recovery Will Shape A Balanced Outlook
Analysts have raised the average price target for Dime Community Bancshares by $1 to $37, citing expectations for continued net interest margin recovery supported by meaningful loan repricing anticipated in 2026 and 2027. Analyst Commentary Recent Street research on Dime Community Bancshares has focused on how future loan repricing and net interest margin trends could affect both earnings power and valuation over the next few years.Narrative Update • Mar 26
DCOM: Loan Repricing And Margin Recovery Will Support A More Constructive Outlook
Analysts have nudged their fair value estimate for Dime Community Bancshares slightly higher to $39.60, supported by a modest adjustment to the discount rate and Street research pointing to continued net interest margin recovery, helped by expected loan repricing in 2026 and 2027 and higher price targets such as Piper Sandler's move to $37. Analyst Commentary Recent Street research on Dime Community Bancshares has focused on how future loan repricing and net interest margin trends could influence both valuation and execution risk over the next few years.Narrative Update • Mar 07
DCOM: Higher Future P/E Assumptions Will Support A More Constructive Outlook
Analysts have nudged their price targets on Dime Community Bancshares higher, lifting fair value estimates from $38.60 to $39.40. The revised targets are backed by updated assumptions around discount rate, revenue growth, profit margin and future P/E.Narrative Update • Feb 20
DCOM: Rising Earnings Confidence Will Support A More Constructive Future Outlook
Analysts have lifted their average price targets for Dime Community Bancshares by a few dollars per share, reflecting updated views on its earnings power and valuation following recent research from Stephens, DA Davidson and Keefe Bruyette. Analyst Commentary Recent research points to a cluster of higher price targets for Dime Community Bancshares, with adjustments ranging from US$2 to US$6 per share.Narrative Update • Feb 06
DCOM: Modest Fair Value Shift Will Reflect Balanced Execution And Risk Outlook
Narrative Update The analyst fair value estimate for Dime Community Bancshares has shifted to $38.60 from $37.60, as analysts incorporate recent Street research that points to modestly adjusted discount rate assumptions, slightly higher revenue and profit margin inputs, and a marginally lower future P/E outlook. Analyst Commentary Recent Street research on Dime Community Bancshares has centered on price target adjustments that feed directly into updated fair value work, with analysts refining their assumptions on discount rates, revenue trajectory, margins, and future P/E levels.Narrative Update • Jan 22
DCOM: Higher P/E Assumptions And Margin Outlook Will Support Upside Potential
Narrative Update: Dime Community Bancshares The analyst price target for Dime Community Bancshares has been raised from US$36.00 to about US$37.60. Analysts cite views on net interest margin trends, balance sheet growth, and updated P/E assumptions as key drivers for the change.Analysis Article • Jan 14
Dime Community Bancshares' (NASDAQ:DCOM) Dividend Will Be $0.25
The board of Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per...Analysis Article • Dec 20
Dime Community Bancshares (NASDAQ:DCOM) Has Announced A Dividend Of $0.25
Dime Community Bancshares, Inc.'s ( NASDAQ:DCOM ) investors are due to receive a payment of $0.25 per share on 23rd of...Analysis Article • Oct 16
Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25
Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...Analysis Article • Jul 15
Dime Community Bancshares' (NASDAQ:DCOM) Dividend Will Be $0.25
Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...Seeking Alpha • Apr 23
Dime Community Bancshares: Well, I Was Wrong
Summary I downgraded Dime Community Bancshares to a 'Hold' last year, but the stock has since surged 42.7%, outperforming the S&P 500. Despite improvements in net interest income and profitability, the stock remains expensive relative to earnings, justifying my 'Hold' rating. Asset quality remains a concern, with DCOM lagging behind peers in return on assets and equity. Management's efforts to boost deposits and reduce debt are promising, but the stock's current valuation warrants a cautious approach. Read the full article on Seeking AlphaAnalysis Article • Apr 15
Dime Community Bancshares' (NASDAQ:DCOM) Dividend Will Be $0.25
Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...Analysis Article • Apr 01
Dime Community Bancshares (NASDAQ:DCOM) Is Paying Out A Dividend Of $0.25
Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) has announced that it will pay a dividend of $0.25 per share on the...Seeking Alpha • Feb 03
Dime Community Bancshares: Baby Bond Offers An 8.1% Yield To Maturity
Summary Dime Community Bancshares' baby bonds are now a better income option than preferred shares due to recent market movements and stable performance. The bank's net interest margin and net interest spread have significantly improved, driven by a drop in borrowing yields and stable asset yields. Impressive deposit growth outpaced loan growth, reducing the loan-to-deposit ratio and external borrowing, which should enhance future earnings. Despite risks in non-owner occupied commercial real estate loans and low loan loss allowances, baby bonds remain a safer investment due to their seniority. Read the full article on Seeking AlphaAnalysis Article • Dec 22
Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25
Dime Community Bancshares, Inc.'s ( NASDAQ:DCOM ) investors are due to receive a payment of $0.25 per share on 24th of...Seeking Alpha • Nov 14
Dime Community Bancshares: Consider Shifting From Baby Bonds To Preferred Shares
Summary Dime Community Bancshares has seen significant improvements in net interest income due to 6% year-over-year deposit growth. DCOM's loan to deposit ratio has moderated to 95%, reducing external borrowing and lowering future borrowing costs. Risks include high loan concentration in multifamily lending and non-owner-occupied commercial real estate, with an inadequate allowance for credit losses. Preferred shares offer better capital appreciation and income potential compared to baby bonds, which are trading at a premium and face uncertain future yields. Read the full article on Seeking AlphaAnalysis Article • Oct 01
Dime Community Bancshares (NASDAQ:DCOM) Will Pay A Dividend Of $0.25
Dime Community Bancshares, Inc. ( NASDAQ:DCOM ) will pay a dividend of $0.25 on the 24th of October. Based on this...
New Narrative • Sep 24
Decisive Growth And Diversification Drives Future Profitability And Expansion For The Bank
Strategic focus on core deposit and business loan growth paired with reduction in higher cost funding improves profitability and earnings potential.Shareholder Returns
| DCOM | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.4% | -0.9% | -1.6% |
| 1Y | 32.1% | 16.5% | 12.1% |
Return vs Industry: DCOM exceeded the US Banks industry which returned 16.5% over the past year.
Return vs Market: DCOM exceeded the US Market which returned 12.1% over the past year.
Price Volatility
| DCOM volatility | |
|---|---|
| DCOM Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.2% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: DCOM has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: DCOM's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 902 | Stu Lubow | www.dime.com |
Dime Commercial Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services in the United Stated. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also provides commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans.
Dime Commercial Bancshares, Inc. Fundamentals Summary
| DCOM fundamental statistics | |
|---|---|
| Market cap | US$1.81b |
| Earnings (TTM) | US$119.30m |
| Revenue (TTM) | US$439.07m |
15.0x
P/E Ratio1.3x
P/B RatioIs DCOM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DCOM income statement (TTM) | |
|---|---|
| Revenue | US$439.07m |
| Cost of Revenue | US$0 |
| Gross Profit | US$439.07m |
| Other Expenses | US$319.78m |
| Earnings | US$119.30m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.70 |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.17% |
| Debt/Equity Ratio | 45.1% |
How did DCOM perform over the long term?
See historical performance and comparisonDividends
2.5%
Current Dividend Yield36%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/16 21:24 |
| End of Day Share Price | 2026/09/16 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Dime Commercial Bancshares, Inc. is covered by 13 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| null null | D.A. Davidson & Co. |
| Peter Winter | D.A. Davidson & Co. |