Figure Technology Solutions, Inc.

NasdaqGS:FIGR Stock Report

Market Cap: US$6.8b

Figure Technology Solutions Future Growth

Future criteria checks 5/6

Figure Technology Solutions is forecast to grow earnings and revenue by 53% and 30.4% per annum respectively while EPS is expected to grow by 33.7% per annum.

Key information

53.0%

Earnings growth rate

33.68%

EPS growth rate

Consumer Finance earnings growth18.9%
Revenue growth rate30.4%
Future return on equityn/a
Analyst coverage

Good

Last updated15 Jul 2026

Recent future growth updates

Recent updates

Narrative Update Jul 10

FIGR: Higher Margins And Kiavi Acquisition Will Support Future Upside

Figure Technology Solutions’ fair value estimate has been raised from $62.00 to $75.00 as analysts factor in higher projected profit margins, a slightly adjusted discount rate, and recent price target increases to $55 and $33. These moves reflect confidence in the company’s outlook despite mixed views on growth and expenses.
Narrative Update Jun 26

FIGR: Rising Confidence In Q2 Outlook Will Drive Future Repricing

The analyst price target for Figure Technology Solutions has increased from $49.88 to $55.14. Analysts cite a stronger Q2 outlook, recent revenue performance, and updated assumptions for revenue growth, profit margins, and future P/E as key drivers of this change.
Seeking Alpha Jun 11

Figure Technology: 113% Loan Volume Growth And The Market Still Doesn't Get It

Summary Figure Technology Solutions, Inc. remains a Buy despite a 30% decline since my last coverage. I see no significant structural issues with FIGR; fintech sector headwinds and AI risk appear overblown here. Recent acquisition of Kiavi could catalyze a turnaround and support further growth. FIGR's fundamentals are improving, with solid performance since listing and recent earnings supporting my thesis. Read the full article on Seeking Alpha
New Narrative Jan 24

Blockchain Adoption And Capital Light Marketplace Model Will Ultimately Disappoint Expectations

Catalysts About Figure Technology Solutions Figure Technology Solutions operates a blockchain based marketplace that connects consumer credit originators and capital providers through fee based, capital light platforms. What are the underlying business or industry changes driving this perspective?

Earnings and Revenue Growth Forecasts

NasdaqGS:FIGR - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20281,238N/AN/AN/A1
12/31/20271,022312N/AN/A7
12/31/2026835230N/AN/A6
3/31/2026510108142165N/A
12/31/2025432624263N/A
9/30/202536239128149N/A
6/30/20253122-20-1N/A
3/31/202529329-253-236N/A
12/31/2024293N/A-144-127N/A
12/31/2023161-48-51-33N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: FIGR's forecast earnings growth (53% per year) is above the savings rate (3.5%).

Earnings vs Market: FIGR's earnings (53% per year) are forecast to grow faster than the US market (18% per year).

High Growth Earnings: FIGR's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: FIGR's revenue (30.4% per year) is forecast to grow faster than the US market (12.8% per year).

High Growth Revenue: FIGR's revenue (30.4% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if FIGR's Return on Equity is forecast to be high in 3 years time


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/17 21:54
End of Day Share Price 2026/07/17 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Figure Technology Solutions, Inc. is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gautam ChhuganiBernstein
Craig SiegenthalerBofA Global Research
James YaroGoldman Sachs