Figure Technology Solutions Past Earnings Performance
Past criteria checks 2/6
Figure Technology Solutions has been growing earnings at an average annual rate of 1929.7%, while the Consumer Finance industry saw earnings declining at 2% annually. Revenues have been growing at an average rate of 98.4% per year. Figure Technology Solutions's return on equity is 16.8%, and it has net margins of 30.9%.
Key information
1,929.69%
Earnings growth rate
641.39%
EPS growth rate
| Consumer Finance Industry Growth | 7.20% |
| Revenue growth rate | 98.39% |
| Return on equity | 16.80% |
| Net Margin | 30.91% |
| Last Earnings Update | 30 Jun 2026 |
Recent past performance updates
Recent updates
FIGR: Higher Margins And Trading Ecosystem Tailwinds Will Support Future Upside
Analysts now estimate fair value for Figure Technology Solutions at $70, down from $75. This reflects updated price targets in the $33 to $65 range and mixed views on growth drivers, cost trends, and perceived AI and perpetual futures risks across its markets.
FIGR: Kiavi Deal And Higher Funding Costs Will Shape Future Earnings Profile
The analyst price target for Figure Technology Solutions has been revised lower, with the updated fair value estimate moving from $43.00 to $31.00, as analysts factor in a higher discount rate, a lower assumed profit margin, and a more moderate future P/E multiple despite slightly stronger modeled revenue growth. Analyst Commentary Recent Street research on Figure Technology Solutions points to a split view, with some bearish analysts trimming price targets and highlighting risks around growth, valuation, and execution, even as others remain more constructive on the outlook.FIGR: Higher Margins And Kiavi Acquisition Will Support Future Upside
Figure Technology Solutions’ fair value estimate has been raised from $62.00 to $75.00 as analysts factor in higher projected profit margins, a slightly adjusted discount rate, and recent price target increases to $55 and $33. These moves reflect confidence in the company’s outlook despite mixed views on growth and expenses.
FIGR: Rising Confidence In Q2 Outlook Will Drive Future Repricing
The analyst price target for Figure Technology Solutions has increased from $49.88 to $55.14. Analysts cite a stronger Q2 outlook, recent revenue performance, and updated assumptions for revenue growth, profit margins, and future P/E as key drivers of this change.Figure Technology: 113% Loan Volume Growth And The Market Still Doesn't Get It
Summary Figure Technology Solutions, Inc. remains a Buy despite a 30% decline since my last coverage. I see no significant structural issues with FIGR; fintech sector headwinds and AI risk appear overblown here. Recent acquisition of Kiavi could catalyze a turnaround and support further growth. FIGR's fundamentals are improving, with solid performance since listing and recent earnings supporting my thesis. Read the full article on Seeking AlphaBlockchain Adoption And Capital Light Marketplace Model Will Ultimately Disappoint Expectations
Catalysts About Figure Technology Solutions Figure Technology Solutions operates a blockchain based marketplace that connects consumer credit originators and capital providers through fee based, capital light platforms. What are the underlying business or industry changes driving this perspective?Revenue & Expenses Breakdown
How Figure Technology Solutions makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 26 | 619 | 191 | 382 | 63 |
| 31 Mar 26 | 510 | 108 | 319 | 63 |
| 31 Dec 25 | 432 | 62 | 273 | 65 |
| 30 Sep 25 | 362 | 47 | 223 | 66 |
| 30 Jun 25 | 312 | 9 | 188 | 66 |
| 31 Mar 25 | 293 | 26 | 183 | 65 |
| 31 Dec 24 | 293 | 0 | 196 | 63 |
| 31 Dec 23 | 161 | -48 | 150 | 49 |
Quality Earnings: FIGR has a high level of non-cash earnings.
Growing Profit Margin: FIGR's current net profit margins (30.9%) are higher than last year (3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if FIGR's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare FIGR's past year earnings growth to its 5-year average.
Earnings vs Industry: FIGR earnings growth over the past year (1929.7%) exceeded the Consumer Finance industry 15.5%.
Return on Equity
High ROE: FIGR's Return on Equity (16.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/16 12:35 |
| End of Day Share Price | 2026/08/14 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Figure Technology Solutions, Inc. is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gautam Chhugani | Bernstein |
| Craig Siegenthaler | BofA Global Research |
| James Yaro | Goldman Sachs |