United Fire Group (UFCS) Stock Overview
Provides property and casualty insurance for individuals and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
UFCS Community Fair Values
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United Fire Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$37.11 |
| 52 Week High | US$37.33 |
| 52 Week Low | US$24.11 |
| Beta | 0.49 |
| 1 Month Change | 21.55% |
| 3 Month Change | 21.51% |
| 1 Year Change | 45.99% |
| 3 Year Change | 24.41% |
| 5 Year Change | 59.07% |
| Change since IPO | 827.75% |
Recent News & Updates
Recent updates
United Fire: Benefiting From Hard Markets, But Margins Still At Risk
Oct 14United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16
Aug 21
New System Implementation Expected To Improve Efficiency And Margins By 2025
Strong net premium growth and improved combined ratio indicate potential for increased revenue and profitability.The Market Lifts United Fire Group, Inc. (NASDAQ:UFCS) Shares 28% But It Can Do More
Nov 07Market Might Still Lack Some Conviction On United Fire Group, Inc. (NASDAQ:UFCS) Even After 28% Share Price Boost
Nov 07United Fire Group: Underwriting Results On An Upswing
Apr 24United Fire Group (NASDAQ:UFCS) Has Affirmed Its Dividend Of $0.16
Feb 29United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16
Nov 23United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16
Aug 24United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16
May 22United Fire Group COO to retire
Aug 16United Fire Non-GAAP EPS of $0.24, Net premiums earned of $231.2M
Aug 04Shareholder Returns
| UFCS | US Insurance | US Market | |
|---|---|---|---|
| 7D | 5.0% | 1.8% | -0.4% |
| 1Y | 46.0% | -3.6% | 14.1% |
Return vs Industry: UFCS exceeded the US Insurance industry which returned -3.6% over the past year.
Return vs Market: UFCS exceeded the US Market which returned 14% over the past year.
Price Volatility
| UFCS volatility | |
|---|---|
| UFCS Average Weekly Movement | 5.3% |
| Insurance Industry Average Movement | 4.0% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: UFCS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: UFCS's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1946 | 877 | Kevin Leidwinger | www.ufginsurance.com |
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. Its commercial lines include fire and allied lines, other liability, automobile, workers’ compensation, fidelity and surety coverage, and other insurance products; and personal lines comprise automobile, and fire and allied lines coverage, including assumed reinsurance for homeowners multi-peril coverage. The company sells its products through a network of independent agencies.
United Fire Group, Inc. Fundamentals Summary
| UFCS fundamental statistics | |
|---|---|
| Market cap | US$946.84m |
| Earnings (TTM) | US$111.28m |
| Revenue (TTM) | US$1.35b |
Is UFCS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UFCS income statement (TTM) | |
|---|---|
| Revenue | US$1.35b |
| Cost of Revenue | US$1.20b |
| Gross Profit | US$149.84m |
| Other Expenses | US$38.56m |
| Earnings | US$111.28m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.36 |
| Gross Margin | 11.07% |
| Net Profit Margin | 8.22% |
| Debt/Equity Ratio | 16.3% |
How did UFCS perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/16 10:21 |
| End of Day Share Price | 2025/11/14 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
United Fire Group, Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jason Weaver | JonesTrading Institutional Services, LLC |
| Quentin McMillan | Keefe, Bruyette, & Woods |
| Clifford Gallant | Nomura Securities Co. Ltd. |