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Updated 1h ago
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Yuanbao Inc.NasdaqGM:YB Stock Report

Market Cap US$641.0m
Updated 1h ago
Share Price
n/a
1Y-45.1%
7D1.4%
1D2.0%
Portfolio Value
​
View

Yuanbao Inc.

NasdaqGM:YB Stock Report

Market Cap: US$641.0m

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Yuanbao (YB) Stock Overview

Provides insurance brokerage and agency licenses services in the People’s Republic of China. More details

YB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 88.8% below our estimate of its fair value

Earnings grew by 86.3% over the past year

Risk Analysis

No risks detected for YB from our risk checks.

YB Community Fair Values

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US$
Current Price
US$13.91354.6% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-819m5b2016201920222025202620282031Revenue CN¥5.0bEarnings CN¥2.9b
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Yuanbao Inc. Competitors

Waterdrop

Symbol: NYSE:WDH
Market cap: US$366.5m

Abacus Global Management

Symbol: NYSE:ABX
Market cap: US$930.0m

Crawford

Symbol: NYSE:CRD.B
Market cap: US$593.9m

Goosehead Insurance

Symbol: NasdaqGS:GSHD
Market cap: US$2.0b

Price History & Performance

Summary of share price highs, lows and changes for Yuanbao
Historical stock prices
Current Share PriceUS$13.91
52 Week HighUS$25.33
52 Week LowUS$12.01
Beta0
1 Month Change3.27%
3 Month Change-12.07%
1 Year Change-45.15%
3 Year Changen/a
5 Year Changen/a
Change since IPO-12.84%

Recent News & Updates

Seeking Alpha • Sep 11

Yuanbao: Bullish On Earnings Growth Acceleration And Dividend Commitment

Summary I initiate Yuanbao Inc. with a Buy rating after evaluating its performance and outlook. YB's 33% bottom-line expansion for 2Q2026 was driven by supportive Chinese insurance policies, and AI-driven cost efficiencies. The commitment to progressive cash payouts sends a positive signal about management's confidence in future prospects. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha • Sep 11

Yuanbao: Bullish On Earnings Growth Acceleration And Dividend Commitment

Summary I initiate Yuanbao Inc. with a Buy rating after evaluating its performance and outlook. YB's 33% bottom-line expansion for 2Q2026 was driven by supportive Chinese insurance policies, and AI-driven cost efficiencies. The commitment to progressive cash payouts sends a positive signal about management's confidence in future prospects. Read the full article on Seeking Alpha

Shareholder Returns

YBUS InsuranceUS Market
7D1.4%-2.3%-0.9%
1Y-45.1%2.0%14.2%

Return vs Industry: YB underperformed the US Insurance industry which returned 2% over the past year.

Return vs Market: YB underperformed the US Market which returned 14.2% over the past year.

Price Volatility

Is YB's price volatile compared to industry and market?
YB volatility
YB Average Weekly Movement6.4%
Insurance Industry Average Movement4.8%
Market Average Movement6.9%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: YB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: YB's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2019613Rui Fangwww.yuanbaobaoxian.cn

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People’s Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People’s Republic of China.

Yuanbao Inc. Fundamentals Summary

How do Yuanbao's earnings and revenue compare to its market cap?
YB fundamental statistics
Market capUS$640.98m
Earnings (TTM)US$433.79m
Revenue (TTM)US$751.44m
1.5x
P/E Ratio
0.9x
P/S Ratio

Is YB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
YB income statement (TTM)
RevenueCN¥5.04b
Cost of RevenueCN¥227.04m
Gross ProfitCN¥4.81b
Other ExpensesCN¥1.90b
EarningsCN¥2.91b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)63.15
Gross Margin95.50%
Net Profit Margin57.73%
Debt/Equity Ratio0%

How did YB perform over the long term?

See historical performance and comparison

Dividends

9.1%
Current Dividend Yield
18%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/13 10:06
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yuanbao Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuping MaCitigroup Inc

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