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Yuanbao Inc.

NasdaqGM:YB Stock Report

Market Cap: US$641.0m

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Yuanbao Past Earnings Performance

Past criteria checks 5/6

Yuanbao has been growing earnings at an average annual rate of 87.9%, while the Insurance industry saw earnings growing at 14.7% annually. Revenues have been growing at an average rate of 34.9% per year. Yuanbao's return on equity is 39.9%, and it has net margins of 57.7%.

Key information

87.86%

Earnings growth rate

117.74%

EPS growth rate

Insurance Industry Growth8.02%
Revenue growth rate34.94%
Return on equity39.88%
Net Margin57.73%
Last Earnings Update30 Jun 2026

Recent past performance updates

Recent updates

Seeking Alpha • Sep 11

Yuanbao: Bullish On Earnings Growth Acceleration And Dividend Commitment

Summary I initiate Yuanbao Inc. with a Buy rating after evaluating its performance and outlook. YB's 33% bottom-line expansion for 2Q2026 was driven by supportive Chinese insurance policies, and AI-driven cost efficiencies. The commitment to progressive cash payouts sends a positive signal about management's confidence in future prospects. Read the full article on Seeking Alpha

Revenue & Expenses Breakdown

How Yuanbao makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:YB Revenue, expenses and earnings (CNY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 265,0412,9102,764413
31 Mar 264,7192,0792,669395
31 Dec 254,3732,0082,504365
30 Sep 254,0871,8662,349334
30 Jun 253,7961,5622,193299
31 Mar 253,5806842,115270
31 Dec 243,2854362,029231
30 Sep 242,9401461,920205
30 Jun 242,611-31,843181
31 Mar 242,238-1861,674147
31 Dec 232,045-3311,603129
30 Sep 231,845-4001,52396
31 Dec 22850-45672578
31 Dec 21385-1,17663690

Quality Earnings: YB has high quality earnings.

Growing Profit Margin: YB's current net profit margins (57.7%) are higher than last year (41.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: YB's earnings have grown significantly by 87.9% per year over the past 5 years.

Accelerating Growth: YB's earnings growth over the past year (86.3%) is below its 5-year average (87.9% per year).

Earnings vs Industry: YB earnings growth over the past year (86.3%) exceeded the Insurance industry 27.4%.


Return on Equity

High ROE: YB's Return on Equity (39.9%) is considered high.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 07:50
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yuanbao Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuping MaCitigroup Inc

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