Upbound Group, Inc.

NasdaqGS:UPBD Stock Report

Market Cap: US$1.3b

Upbound Group Past Earnings Performance

Past criteria checks 4/6

Upbound Group's earnings have been declining at an average annual rate of -29.9%, while the Specialty Retail industry saw earnings growing at 7.8% annually. Revenues have been growing at an average rate of 6.4% per year. Upbound Group's return on equity is 14.9%, and it has net margins of 2.3%.

Key information

-29.91%

Earnings growth rate

-29.97%

EPS growth rate

Specialty Retail Industry Growth26.64%
Revenue growth rate6.40%
Return on equity14.90%
Net Margin2.28%
Next Earnings Update30 Oct 2025

Recent past performance updates

Recent updates

Upbound Group: Onwards To Growing Brand Visibility Into 2026 Amid High Retailing Activity

Sep 05

Upbound: Proven Business Model, FCF, Divestiture, And Significantly Undervalued

Nov 08

Upbound: Decision Engine Equipped With Large Data Sets Implies Undervaluation

Sep 28
User avatar

Expanding Financial Access And Innovating In E-Commerce Fuels Growth And Efficiency

Expansion through new Acima Credit products and merchant partnerships is set to widen customer base and increase revenue.

Upbound Group: Strong Growth In Acima Provides Upside Potential

Jun 28

These 4 Measures Indicate That Upbound Group (NASDAQ:UPBD) Is Using Debt Extensively

Aug 07
These 4 Measures Indicate That Upbound Group (NASDAQ:UPBD) Is Using Debt Extensively

Is Now An Opportune Moment To Examine Upbound Group, Inc. (NASDAQ:UPBD)?

Jul 19
Is Now An Opportune Moment To Examine Upbound Group, Inc. (NASDAQ:UPBD)?

Calculating The Fair Value Of Upbound Group, Inc. (NASDAQ:UPBD)

May 12
Calculating The Fair Value Of Upbound Group, Inc. (NASDAQ:UPBD)

Upbound Group (NASDAQ:UPBD) Has A Somewhat Strained Balance Sheet

Apr 27
Upbound Group (NASDAQ:UPBD) Has A Somewhat Strained Balance Sheet

Upbound Group (NASDAQ:UPBD) Has Affirmed Its Dividend Of $0.34

Mar 28
Upbound Group (NASDAQ:UPBD) Has Affirmed Its Dividend Of $0.34

What Is Upbound Group, Inc.'s (NASDAQ:UPBD) Share Price Doing?

Mar 10
What Is Upbound Group, Inc.'s (NASDAQ:UPBD) Share Price Doing?

Revenue & Expenses Breakdown

How Upbound Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:UPBD Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 254,4821021,6820
31 Mar 254,4011211,6540
31 Dec 244,3211231,6490
30 Sep 244,259811,6650
30 Jun 244,170551,7880
31 Mar 244,072-251,7600
31 Dec 233,992-51,7290
30 Sep 233,96591,7300
30 Jun 234,010-11,6410
31 Mar 234,102641,7000
31 Dec 224,245121,7860
30 Sep 224,426201,8380
30 Jun 224,584471,8440
31 Mar 224,706881,8320
31 Dec 214,5831351,7370
30 Sep 214,1291811,5940
30 Jun 213,6592241,4850
31 Mar 213,1492011,3790
31 Dec 202,8142081,3430
30 Sep 202,7661921,3590
30 Jun 202,7031601,3720
31 Mar 202,6752161,3940
31 Dec 192,6701741,3990
30 Sep 192,6641351,4230
30 Jun 192,6591161,4350
31 Mar 192,659361,4520
31 Dec 182,66081,5040
30 Sep 182,638421,5530
30 Jun 182,637161,5900
31 Mar 182,659-71,6300
31 Dec 172,70371,6480
30 Sep 172,748-1751,6610
30 Jun 172,798-1561,6850
31 Mar 172,870-1371,7150
31 Dec 162,963-1051,7500
30 Sep 163,073-9591,7690
30 Jun 163,171-9691,8010
31 Mar 163,236-9561,8310
31 Dec 153,278-9541,8550
30 Sep 153,281721,8750
30 Jun 153,2541021,8900
31 Mar 153,207961,8980
31 Dec 143,158961,8930

Quality Earnings: UPBD has a large one-off loss of $55.2M impacting its last 12 months of financial results to 30th June, 2025.

Growing Profit Margin: UPBD's current net profit margins (2.3%) are higher than last year (1.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: UPBD has become profitable over the past 5 years, growing earnings by -29.9% per year.

Accelerating Growth: UPBD's earnings growth over the past year (86.5%) exceeds its 5-year average (-29.9% per year).

Earnings vs Industry: UPBD earnings growth over the past year (86.5%) exceeded the Specialty Retail industry -2.4%.

Return on Equity

High ROE: UPBD's Return on Equity (14.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/16 19:29
End of Day Share Price 2025/10/16 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Upbound Group, Inc. is covered by 17 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason HaasBofA Global Research
Vincent CainticBTIG
Laura ChampineCanaccord Genuity