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Blend Labs, Inc.NYSE:BLND Stock Report

Market Cap US$514.2m
Share Price
US$1.93
US$2
3.5% undervalued intrinsic discount
1Y-41.2%
7D15.6%
Portfolio Value
View

Blend Labs, Inc.

NYSE:BLND Stock Report

Market Cap: US$514.2m

Blend Labs (BLND) Stock Overview

Provides a cloud-based software platform for financial services firms in the United States, India, and Mexico. More details

BLND fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance0/6
Financial Health5/6
Dividends0/6

BLND Community Fair Values

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US$6.85
66.3% undervalued intrinsic discount
Profit Margin
20.14%
Future PE
22x
Price in 2031
US$11.03

Blend Labs, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Blend Labs
Historical stock prices
Current Share PriceUS$1.93
52 Week HighUS$4.49
52 Week LowUS$1.44
Beta1.22
1 Month Change16.97%
3 Month Change-37.54%
1 Year Change-41.16%
3 Year Change126.47%
5 Year Changen/a
Change since IPO-90.77%

Recent News & Updates

Recent updates

Blend Labs, Inc. (NYSE:BLND) May Have Run Too Fast Too Soon With Recent 30% Price Plummet

Feb 04
Blend Labs, Inc. (NYSE:BLND) May Have Run Too Fast Too Soon With Recent 30% Price Plummet

An Intrinsic Calculation For Blend Labs, Inc. (NYSE:BLND) Suggests It's 48% Undervalued

Jan 17
An Intrinsic Calculation For Blend Labs, Inc. (NYSE:BLND) Suggests It's 48% Undervalued

Blend Labs: A Bet On Lower Mortgage Rates

Dec 23

Blend Labs (NYSE:BLND) Is In A Strong Position To Grow Its Business

Oct 09
Blend Labs (NYSE:BLND) Is In A Strong Position To Grow Its Business

What Blend Labs, Inc.'s (NYSE:BLND) 48% Share Price Gain Is Not Telling You

Sep 08
What Blend Labs, Inc.'s (NYSE:BLND) 48% Share Price Gain Is Not Telling You

Is There An Opportunity With Blend Labs, Inc.'s (NYSE:BLND) 22% Undervaluation?

Jul 21
Is There An Opportunity With Blend Labs, Inc.'s (NYSE:BLND) 22% Undervaluation?

Pinning Down Blend Labs, Inc.'s (NYSE:BLND) P/S Is Difficult Right Now

Jun 17
Pinning Down Blend Labs, Inc.'s (NYSE:BLND) P/S Is Difficult Right Now
User avatar

Software-First Transformation Will Expand Digital Lending Channels

The transition to a software-focused, partner-driven model and innovative product launches are boosting margins, expanding recurring revenues, and increasing average revenue per customer.

At US$3.52, Is It Time To Put Blend Labs, Inc. (NYSE:BLND) On Your Watch List?

May 10
At US$3.52, Is It Time To Put Blend Labs, Inc. (NYSE:BLND) On Your Watch List?

Is Blend Labs, Inc. (NYSE:BLND) Trading At A 41% Discount?

Apr 09
Is Blend Labs, Inc. (NYSE:BLND) Trading At A 41% Discount?

Blend Labs (NYSE:BLND) Is In A Strong Position To Grow Its Business

Mar 11
Blend Labs (NYSE:BLND) Is In A Strong Position To Grow Its Business

Blend Labs, Inc.'s (NYSE:BLND) 27% Share Price Plunge Could Signal Some Risk

Jan 03
Blend Labs, Inc.'s (NYSE:BLND) 27% Share Price Plunge Could Signal Some Risk

There's Reason For Concern Over Blend Labs, Inc.'s (NYSE:BLND) Massive 36% Price Jump

Nov 09
There's Reason For Concern Over Blend Labs, Inc.'s (NYSE:BLND) Massive 36% Price Jump

Companies Like Blend Labs (NYSE:BLND) Can Afford To Invest In Growth

Sep 23
Companies Like Blend Labs (NYSE:BLND) Can Afford To Invest In Growth

Optimistic Investors Push Blend Labs, Inc. (NYSE:BLND) Shares Up 30% But Growth Is Lacking

Jul 29
Optimistic Investors Push Blend Labs, Inc. (NYSE:BLND) Shares Up 30% But Growth Is Lacking

Blend Labs' Turnaround: From Decline To Potential Stability In 2024? (Upgrade)

Jun 13

Shareholder Returns

BLNDUS SoftwareUS Market
7D15.6%4.0%4.4%
1Y-41.2%1.9%31.9%

Return vs Industry: BLND underperformed the US Software industry which returned 1.6% over the past year.

Return vs Market: BLND underperformed the US Market which returned 31% over the past year.

Price Volatility

Is BLND's price volatile compared to industry and market?
BLND volatility
BLND Average Weekly Movement10.7%
Software Industry Average Movement9.6%
Market Average Movement7.1%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.3%

Stable Share Price: BLND has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BLND's weekly volatility (11%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2012419Nima Ghamsariwww.blend.com

Blend Labs, Inc. provides a cloud-based software platform for financial services firms in the United States, India, and Mexico. The company offers a suite of products that powers digital-first consumer journeys for mortgages, home equity loans and lines of credit, vehicle loans, rapid home lending, personal loans, credit cards, and deposit accounts; and a suite of add-on products that offers to enhance consumers’ journeys to homeownership, such as close, income verification for mortgage and home equity lines of credit, and home equity loans. It also provides Blend Builder to configure or build custom workflows from a pre-built set of components; verification components to automate confirmation tasks that are needed to underwrite a loan or approve the opening of a new deposit account; decisioning components to reduce the need for human intervention by automatically applying business rules throughout an application workflow configured by a financial services firm; AI capabilities; and workflow intelligence components to manage data collection and automate tasks throughout the loan origination process.

Blend Labs, Inc. Fundamentals Summary

How do Blend Labs's earnings and revenue compare to its market cap?
BLND fundamental statistics
Market capUS$514.23m
Earnings (TTM)-US$20.21m
Revenue (TTM)US$123.59m
4.0x
P/S Ratio
-24.6x
P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BLND income statement (TTM)
RevenueUS$123.59m
Cost of RevenueUS$32.42m
Gross ProfitUS$91.17m
Other ExpensesUS$111.38m
Earnings-US$20.21m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)-0.079
Gross Margin73.77%
Net Profit Margin-16.36%
Debt/Equity Ratio0%

How did BLND perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/06 12:02
End of Day Share Price 2026/04/06 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Blend Labs, Inc. is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph VafiCanaccord Genuity
Aaron KimsonCitizens JMP Securities, LLC
Michael NgGoldman Sachs